Stephanie is a shareholder in Reminger’s Fort Mitchell office. Her insurance defense practice is focused on representing employers and carriers in a wide range of matters arising out of workers’ compensation, including employee claims, coverage disputes, UCSPA proceedings, medical fee disputes, and subrogation actions.
Stephanie is regarded as a talented appellate advocate, a role founded on her strong writing skills and experience as a staff attorney for Kentucky’s Workers’ Compensation Board. Often called on to handle appeals of adverse decisions in large or complex claims, she has successfully briefed numerous cases before Kentucky’s Workers’ Compensation Board, Court of Appeals and Supreme Court. For instance, Stephanie was assigned to represent US Bank on appeal from an adverse decision by an administrative law judge, and achieved a defense victory after presenting oral argument to the Kentucky Supreme Court, in US Bank Home Mortgage v. Schrecker, 2014 Ky. LEXIS 617 (Dec. 18, 2014).
Stephanie frequently presents on workers’ compensation issues to a variety of professionals, including insurance adjusters and risk managers. As Chair of the Workers’ Compensation Section of the Kentucky Bar Association in 2011 – 2012, Stephanie collaborated with the Young Lawyers Section to produce a free program of continuing education for workers’ compensation professionals at four different venues across the state. Stephanie received a 2017 OARS award from Westfield Insurance Company, in recognition of her successful resolution of claims in a cost-effective and creative manner
Stephanie spends her weekends orienteering, adventure racing and gardening. She believes every little girl should know how to use a compass and how to can green beans.
Honors & Recognitions
OARS Award, Westfield Insurance Company, 2017
University of Kentucky College of Law Trial Advocacy Board, National Team, 1994-95
Graduate, University of Kentucky Honors Program, 1992
Member, Phi Beta Kappa Honor Society, 1992
University of Kentucky Student Organizations Assembly, Outstanding Delegate Award, 1992
Amry Vandenbosch Award for Outstanding Political Science Seniors, Second Place, 1992
Community & Professional
Kentucky Bar Association Chair
-Workers’ Compensation Section, 2011-2012
Women Leaders in Insurance
-Conference Committee Member, 2012-present
- Jul 19, 2022, Award of partial disability benefitsKentucky Dept of Workers Claims
Claimant was a 64-year-old high wage-earner and long-term employee seeking permanent total disability award following shoulder surgery that precluded him from returning to work as a professional truck driver. A PTD award had a value over $300,000. At the close of mediation, the claimant’s final demand was $184,000 and the employer drew the line at $150,000. The claim was submitted for determination and the administrative law judge agreed the claimant was only partially disabled, resulting in an award worth $130,000.
- Jun 22, 2022, DismissalKentucky Dept of Workers Claims
Claimant was seeking permanent income and medical benefits as a result of a low back, hip and leg injury. He was specifically seeking coverage for lumbar surgery. Counsel was able to utilize surveillance and medical records documenting prior lumbar radiculopathy effectively to undermine the claimant’s credibility and secure an opinion dismissing the low back claim and limiting liability to an award for 2% impairment and future medical treatment of the leg alone. The decision allowed for a post-award settlement on a full and final basis on favorable terms.
- Jun 2, 2022, Zero dollar awardKentucky Dept of Workers Claims
Claimant was seeking permanent income and medical benefits as a result of lumbar radiculopathy. Through diligent investigation into her prior medical history and post-injury employment with another employer, which the claimant failed to disclose to the carrier, counsel secured an award of temporary benefits, which were offset entirely by the combination of temporary total disability benefits already paid and the claimant’s post-injury wages from other employment, resulting in no additional liability for the employer.
- Feb 10, 2020Kentucky Dept of Workers Claims
Claimant was seeking permanent income and medical benefits following a work-related lumbar strain and eventual lumbar fusion. Through diligent investigation into the claimant’s intervening activities, including a subsequent lumbar injury with another employer, defense counsel limited the award to temporary income and medical benefits already paid, avoiding liability for the fusion surgery and related impairment.
- Sep 19, 2019, Claim DismissedKentucky Dept. Workers’ Compensation
Claimant alleged both acute injury and cumulative trauma injury to knee. Defense counsel presented testimony from the claims adjuster refuting the claimant’s account and testimony from the treating physician rebutting cumulative trauma claim, resulting in complete dismissal.
- Jul 16, 2019, Partial Disability AwardKentucky Dept. Workers’ Compensation
Claimant was a 72-year-old woman who had worked as a machine operator for the defendant for 33 years prior to sustaining a work-related hip fracture, requiring surgery and resulting in a claim for PTD benefits. Through effective cross-examination concerning the basis for claimant’s failure to return to work post-surgery, defense counsel limited claim to an award of PPD benefits based on a 2% impairment rating.
- Jun 28, 2019, Medical Fee Dispute SustainedKentucky Dept. Workers’ Compensation
In this post-award Medical Fee Dispute, the claimant underwent an extended hospital stay as a result of an ulcer allegedly related to an infection of hardware implanted after a work-related ankle injury. Defense counsel presented expert medical proof that the ulcer was a result of the claimant’s diabetes and not a hardware infection, resulting in a savings of more than $284,500 in disputed medical bills.
- Dec 14, 2018, Claim DismissedKentucky Dept. Workers’ Compensation
Claimant sought TTD and permanent income and medical benefits as a result of an alleged thoracic injury from lifting at work. Defense counsel presented testimony from the employer and multiple other lay witnesses regarding claimant’s activities following the incident, resulting in a finding of a temporary strain with no award of additional benefits.
- Oct 8, 2018, Claim DismissedKentucky Dept. Workers’ Compensation
Claimant sought permanent income and medical benefits as a result of a low back injury. Working closely with the employer, defense counsel introduced testimony refuting the claimant’s account, resulting in a finding of a temporary strain with no additional benefits awarded.
- Aug 23, 2018, Claim DismissedKentucky Dept. Workers’ Compensation
Claimant sought TTD, PTD and medical benefits as a result of an alleged shoulder injury and total shoulder replacement. Defense counsel introduced medical evidence of a pre-existing condition and testimony from the employer undermining the claimant’s account, resulting in a complete dismissal.
- May 29, 2018, Claim DismissedKentucky Dept. Workers’ Compensation
Claimant sought TTD, PTD and medical benefits as a result of a complicated infection allegedly arising out of a work-related fall and scratch. Defense counsel introduced medical records and testimony from multiple lay witnesses refuting the claimant’s counsel, resulting in a complete dismissal.
- May 18, 2018, Claim DismissedKentucky Dept. Workers’ Compensation
Claimant sought TTD, PPD and medical benefits as a result of an alleged work-related shoulder injury. Defense counsel presented evidence undermining the claimant’s credibility, resulting in a complete dismissal of her claim.
- Apr 4, 2018, Claim DismissedKentucky Dept. Workers’ Compensation
Claimant sought permanent income and medical benefits, including coverage of surgery, for an alleged work-related knee injury. Working closely with employer, defense counsel presented testimony undermining claimant’s account, resulting in a complete dismissal of her claim.
- Mar 30, 2018, Claim DismissedKentucky Dept of Workers Claims
Claimant was seeking income and medical benefits, including chiropractic treatment, as a result of back pain following an incident. Defense was able to secure complete dismissal with favorable causation opinion from treating physician, avoiding expense of an IME.
- Dec 27, 2017, Claim DismissedKentucky Dept. Workers’ Compensation
Claimant sought additional income and medical benefits as a result of a work-related lumbar injury. Defense counsel presented medical proof that her injury was only temporary, resulting in a dismissal of the claim.
- Sep 20, 2017Kentucky Dept of Workers Claims
Medical fee dispute resolved in favor of the carrier.
- Feb 26, 2017, Claim DismissedKentucky Dept of Workers Claims
Claimant was seeking income and medical benefits for aggravation of a low back condition that resulted in a two-level lumbar fusion. Claim dismissed on the basis of defense evidence that contradicted Claimant’s testimony concerning a work-related injury and indicated Claimant had injured himself working on a project at home.
- Dec 30, 2016, Claim DismissedKentucky Dept of Workers Claims
Claimant was seeking income and medical benefits for conditions in her neck, shoulders and low back that resulted in bilateral shoulder surgeries. Claim dismissed on the basis of medical evidence presented by defense indicating Claimant’s condition was not work-related.
- Apr 26, 2016, Claim DismissedKentucky Dept of Workers Claims
Claimant was seeking permanent income and medical benefits for an alleged cervical spine and upper extremity injury. Claim for permanency was dismissed, with claimant awarded only temporary total disability and medical benefits as previously voluntarily paid.
- Oct 23, 2015, Claim DismissedKentucky Dept. Workers’ Compensation
Claimant was seeking permanent total disability benefits as a result of alleged low back injury. Claim dismissed on the basis of lay and medical evidence presented by defense indicating Claimant’s condition was not work-related.
- Dec 18, 2014, ReversedKentucky Supreme Court
US Bank Home Mortg. v. Schrecker
Following oral argument by counsel, Kentucky Supreme Court reversed judge’s opinion awarding workers’ compensation benefits to claimant who was injured when a vehicle struck her while crossing a roadway during a work break. Defense successfully argued that even if the personal comfort doctrine would otherwise apply, the claimant’s impliedly prohibited route of travel took her outside normal coming and going activity.
- Aug 17, 2012, Claim DismissedKentucky Appellate Court
Hunt v. Mubea, Inc., 2012
Claim for occupational hearing loss dismissed after defense successfully challenged opinion of university evaluator that claimant had 17% permanent impairment due to occupational hearing loss.
- Jun 16, 2011, Dismissal of Claim AffirmedKentucky Supreme Court
Bailey v. Northpoint Senior Services, 2011 Ky.Unpub. LEXIS 55
Supreme Court affirmed dismissal of workers’ compensation claim based on substantial evidence of prior active condition presented by defense counsel through expert medical opinion.
- Press Release, Aug 9, 2017
- Bench & Bar, Sep 28, 2016
- Press Release, Jun 19, 2015
- Apr 21, 2022
- Oct 21, 2021
- Appropriate Considerations and Strategy When Denying Workers' Compensation ClaimsWebinar, Jun 17, 2019
- Returning Workers to Light and Modified Duty EmploymentElizabethtown, KY, Feb 26, 2018
- The “Coming and Going” Rule as applied to Kentucky Workers’ CompensationLouisville, KY, Dec 7, 2017
- Causation/Unexplained FallsLouisville, KY, Nov 1, 2016
- Kentucky Workers’ Comp Basics and UpdatesDollar General Risk Management Team, Goodlettsville, TN, Apr 8, 2016
- Nuts & Bolts of Kentucky Workers’ Comp.Sedgwick CMS In-house Workshop, Charleston, WV, Dec 15, 2015
- Nuts & Bolts of Kentucky Workers’ Comp.York Risk Services In-house Workshop, Charleston, WV, Dec 15, 2015
- Workers’ Compensation Issues in Employment Relationships in the Freelance EconomyKentucky Workers’ Compensation Education Association Annual Conference, Dec 7, 2015
- Client Alert, Apr 30, 2018
- WC Magazine-August/September 2015 Issue, Sep 16, 2015
- Jan 25, 2022
- Nov 30, 2021
- What Hurts and When Did You Hurt It? Litigating Substantial Aggravation by Investigating the Injured Worker’s Medical HistoryOct 28, 2021
- Oct 14, 2021
- Sep 14, 2020
- Kentucky Court of Appeals Invalidates Statute Allowing an Employer to Represent Itself in Administrative ProceedingsJun 3, 2019
- Jun 26, 2018
- Ohio Supreme Court Decision on Workers' Compensation Subrogation is Favorable for Self-Insured Employers but Creates Potential Problems for Insurance CarriersJun 6, 2018
- Supreme Court of Kentucky Renders a Game-Changing Decision Potentially Costing Employers and Insurance Companies MillionsMay 8, 2017
- Apr 12, 2017
- No Permanent Partial Disability And Permanent Total Disability Benefits At The Same Time, In The Same Claim In OhioJan 4, 2017
- Kentucky’s Department of Workers’ Claims Enacts New Regulations Governing The Handling of Workers’ Compensation ClaimsNov 7, 2016
- Injured Worker’s Inability to Dismiss an Employer Workers’ Compensation Court Appeal without Consent from the Employer Is Ruled UnconstitutionalNov 16, 2015
- Jun 22, 2015
J.D., University of Kentucky College of Law, 1995
B.A., With Distinction, English & Political Science, University of Kentucky, 1992
- Commonwealth of Kentucky, 1996
- U.S. District Court, Western District of Kentucky, 2011