As a general proposition, Business Management Liability Policies provide more comprehensive coverage than a D&O policy with it typically limited to claims made against director and officers of a company while acting in their fiduciary capacity. A Business Management Policy can include D&O coverage as well as coverage for company liability and even employment practices liability.  As a general proposition, these policies respond to economic damages arising from company decision makers and do not respond to claims for bodily injuries. Many of these policies contain exclusions for claims that are based upon or arising out of or attributable to any bodily injury.  However, it is not uncommon for these policies to contain a more narrow exclusion which only relate to claims for bodily injury.

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