J.D., University of Kentucky College of Law, 1995
B.A., With Distinction, English & Political Science, University of Kentucky, 1992
- Commonwealth of Kentucky, 1996
- U.S. District Court, Western District of Kentucky, 2011
In over two decades of workers' compensation practice, I've learned the best outcomes generally are secured when both the employer and carrier are active participants in defense of the claim. I see them as valuable members of the team and strive to keep them not merely informed, but engaged throughout the process.
Stephanie is a shareholder in Reminger’s Fort Mitchell office. Her insurance defense practice is focused on representing employers and carriers in a wide range of matters arising out of workers’ compensation, including employee claims, coverage disputes, UCSPA proceedings, medical fee disputes, and subrogation actions.
Stephanie is regarded as a talented appellate advocate, a role founded on her strong writing skills and experience as a staff attorney for Kentucky’s Workers’ Compensation Board. Often called on to handle appeals of adverse decisions in large or complex claims, she has successfully briefed numerous cases before Kentucky’s Workers’ Compensation Board, Court of Appeals and Supreme Court. For instance, Stephanie was assigned to represent US Bank on appeal from an adverse decision by an administrative law judge, and achieved a defense victory after presenting oral argument to the Kentucky Supreme Court, in US Bank Home Mortgage v. Schrecker, 2014 Ky. LEXIS 617 (Dec. 18, 2014).
Stephanie frequently presents on workers’ compensation issues to a variety of professionals, including insurance adjusters and risk managers. As Chair of the Workers’ Compensation Section of the Kentucky Bar Association in 2011 – 2012, Stephanie collaborated with the Young Lawyers Section to produce a free program of continuing education for workers’ compensation professionals at four different venues across the state. Stephanie received a 2017 OARS award from Westfield Insurance Company, in recognition of her successful resolution of claims in a cost-effective and creative manner
Stephanie spends her weekends orienteering, adventure racing and gardening. She believes every little girl should know how to use a compass and how to can green beans.
Honors & Recognitions
OARS Award, Westfield Insurance Company, 2017
University of Kentucky College of Law Trial Advocacy Board, National Team, 1994-95
Graduate, University of Kentucky Honors Program, 1992
Member, Phi Beta Kappa Honor Society, 1992
University of Kentucky Student Organizations Assembly, Outstanding Delegate Award, 1992
Amry Vandenbosch Award for Outstanding Political Science Seniors, Second Place, 1992
Professional Memberships & Community Affiliations
Kentucky Bar Association Chair
-Workers’ Compensation Section, 2011-2012
Women Leaders in Insurance
-Conference Committee Member, 2012-present
"I would rate Stephanie excellent in all categories. Her work is superior and it shows in her expertise. She is always eager and willing to help."
-Terry, Claims Specialist
"Stephanie Ross is an invaluable asset when it comes to the defense of our claims, she is always available to answer our questions whether pre-litigation or post-litigation. Stephanie’s thoroughness and command of the law coupled with her skills and professionalism have earned her the utmost respect from us and our clients."
-Linda, Workers' Compensation Claims Manager
“I can’t say enough about the quality of services that I receive from Stephanie Ross of your Fort Mitchell office. Simply, she is awesome. She is always helpful and finds answers to my questions.”
-Sheryl, Claims Examiner
"Stephanie is terrific! She always reports timely and gives me the information I need. She is also always available to guide me with any questions I have.”
-Amy, Senior Claim Specialist
- Angela Lay v. Dollar GeneralSeptember 19, 2019, Claim DismissedKentucky Dept. Workers’ Compensation
Claimant alleged both acute injury and cumulative trauma injury to knee. Defense counsel presented testimony from the claims adjuster refuting the claimant’s account and testimony from the treating physician rebutting cumulative trauma claim, resulting in complete dismissal.
- Judy Pippin v. McKechnie Vehicle ComponentsJuly 16, 2019, Partial Disability AwardKentucky Dept. Workers’ Compensation
Claimant was a 72-year-old woman who had worked as a machine operator for the defendant for 33 years prior to sustaining a work-related hip fracture, requiring surgery and resulting in a claim for PTD benefits. Through effective cross-examination concerning the basis for claimant’s failure to return to work post-surgery, defense counsel limited claim to an award of PPD benefits based on a 2% impairment rating.
- Ruthan Fields v. University of KentuckyJune 28, 2019, Medical Fee Dispute SustainedKentucky Dept. Workers’ Compensation
In this post-award Medical Fee Dispute, the claimant underwent an extended hospital stay as a result of an ulcer allegedly related to an infection of hardware implanted after a work-related ankle injury. Defense counsel presented expert medical proof that the ulcer was a result of the claimant’s diabetes and not a hardware infection, resulting in a savings of more than $284,500 in disputed medical bills.
- Benjamin Thrush v. The Job ShopDecember 14, 2018, Claim DismissedKentucky Dept. Workers’ Compensation
Claimant sought TTD and permanent income and medical benefits as a result of an alleged thoracic injury from lifting at work. Defense counsel presented testimony from the employer and multiple other lay witnesses regarding claimant’s activities following the incident, resulting in a finding of a temporary strain with no award of additional benefits.
- Joey Murphy v. CCI Industrial ServicesOctober 8, 2018, Claim DismissedKentucky Dept. Workers’ Compensation
Claimant sought permanent income and medical benefits as a result of a low back injury. Working closely with the employer, defense counsel introduced testimony refuting the claimant’s account, resulting in a finding of a temporary strain with no additional benefits awarded.
- Dennis Rodgers v. The Job ShopAugust 23, 2018, Claim DismissedKentucky Dept. Workers’ Compensation
Claimant sought TTD, PTD and medical benefits as a result of an alleged shoulder injury and total shoulder replacement. Defense counsel introduced medical evidence of a pre-existing condition and testimony from the employer undermining the claimant’s account, resulting in a complete dismissal.
- Jackie Davis v. The Job ShopMay 29, 2018, Claim DismissedKentucky Dept. Workers’ Compensation
Claimant sought TTD, PTD and medical benefits as a result of a complicated infection allegedly arising out of a work-related fall and scratch. Defense counsel introduced medical records and testimony from multiple lay witnesses refuting the claimant’s counsel, resulting in a complete dismissal.
- Cheyenne Freeman v. St. Elizabeth HealthcareMay 18, 2018, Claim DismissedKentucky Dept. Workers’ Compensation
Claimant sought TTD, PPD and medical benefits as a result of an alleged work-related shoulder injury. Defense counsel presented evidence undermining the claimant’s credibility, resulting in a complete dismissal of her claim.
- Angela Smith v. Crosswater CanyonApril 4, 2018, Claim DismissedKentucky Dept of Workers Claims
Defense of workers' compensation claim seeking permanent income and medical benefits, including coverage of surgery, for an alleged work-related knee injury.
- Angela Smith v. Crosswater CanyonApril 4, 2018, Claim DismissedKentucky Dept. Workers’ Compensation
Claimant sought permanent income and medical benefits, including coverage of surgery, for an alleged work-related knee injury. Working closely with employer, defense counsel presented testimony undermining claimant’s account, resulting in a complete dismissal of her claim.
- Nancy Bainer v. Sinkula InvestmentsMarch 30, 2018, Claim DismissedKentucky Dept of Workers Claims
Claimant was seeking income and medical benefits, including chiropractic treatment, as a result of back pain following an incident. Defense was able to secure complete dismissal with favorable causation opinion from treating physician, avoiding expense of an IME.
- Patti Burke v. University of KentuckyDecember 27, 2017, Claim DismissedKentucky Dept. Workers’ Compensation
Claimant sought additional income and medical benefits as a result of a work-related lumbar injury. Defense counsel presented medical proof that her injury was only temporary, resulting in a dismissal of the claim.
- Emmett McKay v. Building CraftsSeptember 20, 2017, Medical Fee Dispute SustainedKentucky Dept of Workers Claims
Medical fee dispute resolved in favor of the carrier.
- James Franklin v. Qualex ManufacturingFebruary 26, 2017, Claim DismissedKentucky Dept of Workers Claims
Claimant was seeking income and medical benefits for aggravation of a low back condition that resulted in a two-level lumbar fusion. Claim dismissed on the basis of defense evidence that contradicted Claimant’s testimony concerning a work-related injury and indicated Claimant had injured himself working on a project at home.
- Peggy Bowman v. Mubea North AmericaDecember 30, 2016, Claim DismissedKentucky Dept of Workers Claims
Claimant was seeking income and medical benefits for conditions in her neck, shoulders and low back that resulted in bilateral shoulder surgeries. Claim dismissed on the basis of medical evidence presented by defense indicating Claimant’s condition was not work-related.
- Clarinda Rambacher v. University of KentuckyApril 26, 2016, Claim DismissedKentucky Dept of Workers Claims
Claimant was seeking permanent income and medical benefits for an alleged cervical spine and upper extremity injury. Claim for permanency was dismissed, with claimant awarded only temporary total disability and medical benefits as previously voluntarily paid.
- Judy Cornett v. UndisclosedOctober 23, 2015, Claim DismissedKentucky Dept. Workers’ Compensation
Claimant was seeking permanent total disability benefits as a result of alleged low back injury. Claim dismissed on the basis of lay and medical evidence presented by defense indicating Claimant’s condition was not work-related.
- US Bank Home Mortg. v. SchreckerDecember 18, 2014, ReversedKentucky Supreme Court
Following oral argument by counsel, Kentucky Supreme Court reversed judge’s opinion awarding workers’ compensation benefits to claimant who was injured when a vehicle struck her while crossing a roadway during a work break. Defense successfully argued that even if the personal comfort doctrine would otherwise apply, the claimant’s impliedly prohibited route of travel took her outside normal coming and going activity.
- Hunt v. Mubea, Inc., 2012August 17, 2012, Claim DismissedKentucky Appellate Court
Claim for occupational hearing loss dismissed after defense successfully challenged opinion of university evaluator that claimant had 17% permanent impairment due to occupational hearing loss.
- Bailey v. Northpoint Senior Services, 2011 Ky.Unpub. LEXIS 55June 16, 2011, Dismissal of Claim AffirmedKentucky Supreme Court
Supreme Court affirmed dismissal of workers’ compensation claim based on substantial evidence of prior active condition presented by defense counsel through expert medical opinion.
- Press Release, August 9, 2017
- Bench & Bar, September 28, 2016
- Press Release, June 19, 2015
- Safe Ways to Call BS on Workers' Compensation ClaimsHB Fuller, Webinar, June 17, 2019
- Returning Workers to Light and Modified Duty EmploymentHardin Memorial Hospital Employee Association, Elizabethtown, KY, February 26, 2018
- The “Coming and Going” Rule as applied to Kentucky Workers’ CompensationKentucky Workers’ Compensation Education Association Seminar, Louisville, KY, December 7, 2017
- Causation/Unexplained FallsKHA Solutions Group, Louisville, KY, November 1, 2016
- Kentucky Workers’ Comp Basics and UpdatesDollar General Risk Management Team, Goodlettsville, TN, April 8, 2016
- Nuts & Bolts of Kentucky Workers’ Comp.Sedgwick CMS In-house Workshop, Charleston, WV, December 15, 2015
- Nuts & Bolts of Kentucky Workers’ Comp.York Risk Services In-house Workshop, Charleston, WV, December 15, 2015
- Workers’ Compensation Issues in Employment Relationships in the Freelance EconomyKentucky Workers’ Compensation Education Association Annual Conference, December 7, 2015
- Client Alert, April 30, 2018
- WC Magazine-August/September 2015 Issue, September 16, 2015
- Supreme Court of Kentucky Renders a Game-Changing Decision Potentially Costing Employers and Insurance Companies MillionsBy: George T.T. Kitchen and Stephanie D. RossMay 8, 2017