J.D., University of Kentucky College of Law, 1995
B.A., With Distinction, English & Political Science, University of Kentucky, 1992
- Commonwealth of Kentucky, 1996
- U.S. District Court, Western District of Kentucky, 2011
In almost two decades of workers' compensation practice, I've learned the best outcomes generally are secured when both the employer and carrier are active participants in defense of the claim. I see them as valuable members of the team and strive to keep them not merely informed, but engaged throughout the process.
Stephanie is a shareholder in Reminger’s Fort Mitchell office. Her insurance defense practice is focused on representing employers and carriers in a wide range of matters arising out of workers’ compensation, including employee claims, coverage disputes, UCSPA proceedings, medical fee disputes, and subrogation actions.
Stephanie is regarded as a talented appellate advocate, a role founded on her strong writing skills and experience as a staff attorney for Kentucky’s Workers’ Compensation Board. Often called on to handle appeals of adverse decisions in large or complex claims, she has successfully briefed numerous cases before Kentucky’s Workers’ Compensation Board, Court of Appeals and Supreme Court. For instance, Stephanie was assigned to represent US Bank on appeal from an adverse decision by an administrative law judge, and achieved a defense victory after presenting oral argument to the Kentucky Supreme Court, in US Bank Home Mortgage v. Schrecker, 2014 Ky. LEXIS 617 (Dec. 18, 2014).
Stephanie frequently presents on workers’ compensation issues to a variety of professionals, including insurance adjusters and risk managers. As Chair of the Workers’ Compensation Section of the Kentucky Bar Association in 2011 – 2012, Stephanie collaborated with the Young Lawyers Section to produce a free program of continuing education for workers’ compensation professionals at four different venues across the state. She serves on the Board of Women Leaders in Insurance, an organization committed to professional development of insurance professionals and recruitment of talent into the industry. Stephanie received a 2017 OARS award from Westfield Insurance Company, in recognition of her successful resolution of claims in a cost-effective and creative manner
Stephanie spends her weekends orienteering, adventure racing and gardening. She believes every little girl should know how to use a compass and how to can green beans.
Honors & Recognitions
OARS Award, Westfield Insurance Company, 2017
University of Kentucky College of Law Trial Advocacy Board, National Team, 1994-95
Graduate, University of Kentucky Honors Program, 1992
Member, Phi Beta Kappa Honor Society, 1992
University of Kentucky Student Organizations Assembly, Outstanding Delegate Award, 1992
Amry Vandenbosch Award for Outstanding Political Science Seniors, Second Place, 1992
Professional Memberships & Community Affiliations
Kentucky Bar Association Chair
-Workers’ Compensation Section, 2011-2012
Women Leaders in Insurance
-Conference Committee Member, 2012-present
"I would rate Stephanie excellent in all categories. Her work is superior and it shows in her expertise. She is always eager and willing to help."
-Terry, Claims Specialist
"Stephanie Ross is an invaluable asset when it comes to the defense of our claims, she is always available to answer our questions whether pre-litigation or post-litigation. Stephanie’s thoroughness and command of the law coupled with her skills and professionalism have earned her the utmost respect from us and our clients."
-Linda, Workers' Compensation Claims Manager
- Angela Smith v. Crosswater CanyonApril 4, 2018, Claim DismissedKentucky Dept of Workers Claims
Defense of workers' compensation claim seeking permanent income and medical benefits, including coverage of surgery, for an alleged work-related knee injury.
- Nancy Bainer v. Sinkula InvestmentsMarch 30, 2018, Claim DismissedKentucky Dept of Workers Claims
Claimant was seeking income and medical benefits, including chiropractic treatment, as a result of back pain following an incident. Defense was able to secure complete dismissal with favorable causation opinion from treating physician, avoiding expense of an IME.
- September 20, 2017, Medical Fee Dispute SustainedKentucky Dept of Workers Claims
Medical fee dispute resolved in favor of the carrier.
- James Franklin v. Qualex ManufacturingFebruary 26, 2017, Claim DismissedKentucky Dept of Workers Claims
Claimant was seeking income and medical benefits for aggravation of a low back condition that resulted in a two-level lumbar fusion. Claim dismissed on the basis of defense evidence that contradicted Claimant’s testimony concerning a work-related injury and indicated Claimant had injured himself working on a project at home.
- Peggy Bowman v. Mubea North AmericaDecember 30, 2016, Claim DismissedKentucky Dept of Workers Claims
Claimant was seeking income and medical benefits for conditions in her neck, shoulders and low back that resulted in bilateral shoulder surgeries. Claim dismissed on the basis of medical evidence presented by defense indicating Claimant’s condition was not work-related.
- Clarinda Rambacher v. University of KentuckyApril 26, 2016, Claim DismissedKentucky Dept of Workers Claims
Claimant was seeking permanent income and medical benefits for an alleged cervical spine and upper extremity injury. Claim for permanency was dismissed, with claimant awarded only temporary total disability and medical benefits as previously voluntarily paid.
- October 23, 2015, Claim DismissedKentucky Dept. Workers’ Compensation
Claimant was seeking permanent total disability benefits as a result of alleged low back injury. Claim dismissed on the basis of lay and medical evidence presented by defense indicating Claimant’s condition was not work-related.
- US Bank Home Mortg. v. SchreckerDecember 18, 2014, ReversedKentucky Supreme Court
Following oral argument by counsel, Kentucky Supreme Court reversed judge’s opinion awarding workers’ compensation benefits to claimant who was injured when a vehicle struck her while crossing a roadway during a work break. Defense successfully argued that even if the personal comfort doctrine would otherwise apply, the claimant’s impliedly prohibited route of travel took her outside normal coming and going activity.
- Hunt v. Mubea, Inc., 2012 Ky.App.Unpub. LEXIS 604August 17, 2012, Claim DismissedKentucky Appellate Court
Claim for occupational hearing loss dismissed after defense successfully challenged opinion of university evaluator that claimant had 17% permanent impairment due to occupational hearing loss.
- Bailey v. Northpoint Senior Services, 2011 Ky.Unpub. LEXIS 55June 16, 2011, Dismissal of Claim AffirmedKentucky Supreme Court
Supreme Court affirmed dismissal of workers’ compensation claim based on substantial evidence of prior active condition presented by defense counsel through expert medical opinion.
- Press Release, August 9, 2017
- Bench & Bar, September 28, 2016
- Press Release, June 19, 2015
- Returning Workers to Light and Modified Duty EmploymentHardin Memorial Hospital Employee Association, Elizabethtown, KY, February 26, 2018
- The “Coming and Going” Rule as applied to Kentucky Workers’ CompensationKentucky Workers’ Compensation Education Association Seminar, Louisville, KY, December 7, 2017
- Causation/Unexplained FallsKHA Solutions Group, Louisville, KY, November 1, 2016
- Kentucky Workers’ Comp Basics and UpdatesDollar General Risk Management Team, Goodlettsville, TN, April 8, 2016
- Nuts & Bolts of Kentucky Workers’ Comp.Sedgwick CMS In-house Workshop, Charleston, WV, December 15, 2015
- Nuts & Bolts of Kentucky Workers’ Comp.York Risk Services In-house Workshop, Charleston, WV, December 15, 2015
- Workers’ Compensation Issues in Employment Relationships in the Freelance EconomyKentucky Workers’ Compensation Education Association Annual Conference, December 7, 2015
- WC Magazine-August/September 2015 Issue, September 16, 2015
- Supreme Court of Kentucky Renders a Game-Changing Decision Potentially Costing Employers and Insurance Companies MillionsBy: George T.T. Kitchen and Stephanie D. RossMay 8, 2017